/* Property Management — sdilene styly
   ONL s.r.o. | paleta Jizerska noc */

:root{
  --bg:#FBFCFB; --bg-alt:#EFF2F0; --surface:#FFFFFF; --surface-2:#F6F8F7;
  --ink:#0F1E1A; --ink-2:#36473F; --muted:#6E7F79; --line:#DCE3DF;
  --forest:#16302A; --forest-2:#0B1D19; --on-forest:#E7EEEA; --on-forest-mute:#9BB0A7;
  --lit:#A86B24; --lit-bright:#C8873A; --lit-wash:#F5EADB;
  --ok:#3D7A5D;
  --shadow:0 1px 2px rgba(15,30,26,.04), 0 8px 24px -12px rgba(15,30,26,.18);
  --shadow-lg:0 2px 4px rgba(15,30,26,.05), 0 24px 56px -24px rgba(15,30,26,.28);
  --r:3px; --maxw:1180px;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0B1512; --bg-alt:#101D19; --surface:#13221E; --surface-2:#172925;
    --ink:#ECF2EF; --ink-2:#C3D0CA; --muted:#8B9C96; --line:#243630;
    --forest:#0A1714; --forest-2:#05100E; --on-forest:#E7EEEA; --on-forest-mute:#8FA49B;
    --lit:#D69A52; --lit-bright:#E4AC66; --lit-wash:#231A0F;
    --ok:#5EA37E;
    --shadow:0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.6);
    --shadow-lg:0 2px 4px rgba(0,0,0,.35), 0 24px 56px -24px rgba(0,0,0,.7);
  }
}
:root[data-theme="dark"]{
  --bg:#0B1512; --bg-alt:#101D19; --surface:#13221E; --surface-2:#172925;
  --ink:#ECF2EF; --ink-2:#C3D0CA; --muted:#8B9C96; --line:#243630;
  --forest:#0A1714; --forest-2:#05100E; --on-forest:#E7EEEA; --on-forest-mute:#8FA49B;
  --lit:#D69A52; --lit-bright:#E4AC66; --lit-wash:#231A0F;
  --ok:#5EA37E;
  --shadow:0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.6);
  --shadow-lg:0 2px 4px rgba(0,0,0,.35), 0 24px 56px -24px rgba(0,0,0,.7);
}
*{box-sizing:border-box}
body{
  margin:0; background:var(--bg); color:var(--ink-2);
  font-family:"IBM Plex Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-size:16.5px; line-height:1.62; -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:Newsreader,Georgia,"Times New Roman",serif; color:var(--ink); text-wrap:balance; margin:0; font-weight:500; letter-spacing:-.011em}
h1{font-size:clamp(2.6rem,5.4vw,4.15rem); line-height:1.045; letter-spacing:-.028em}
h2{font-size:clamp(1.85rem,3.1vw,2.6rem); line-height:1.14; letter-spacing:-.02em}
h3{font-size:1.2rem; line-height:1.3; letter-spacing:-.01em}
p{margin:0}
a{color:inherit}
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 28px}
.eyebrow{
  font-family:"IBM Plex Mono",ui-monospace,monospace; font-size:.685rem; font-weight:500;
  letter-spacing:.15em; text-transform:uppercase; color:var(--muted);
}
.lede{font-size:1.115rem; line-height:1.66; color:var(--ink-2); max-width:63ch}
.mono{font-family:"IBM Plex Mono",ui-monospace,monospace; font-variant-numeric:tabular-nums}
/* ============ ANNOTATION LAYER ============ */
.anno{display:none}
/* ============ HEADER ============ */
header{position:relative; z-index:50; background:var(--forest); color:var(--on-forest)}
.hdr{display:flex; align-items:center; justify-content:space-between; gap:28px; padding:19px 0; flex-wrap:wrap}
.logo{display:flex; align-items:baseline; gap:9px; font-family:Newsreader,serif; font-size:1.3rem;
  color:var(--on-forest); text-decoration:none; letter-spacing:-.015em}
.logo i{font-style:normal; color:var(--lit-bright)}
nav{display:flex; gap:25px; flex-wrap:wrap}
nav a{font-size:.905rem; color:var(--on-forest-mute); text-decoration:none; transition:color .15s}
nav a:hover{color:var(--on-forest)}
.hdr-cta{display:flex; align-items:center; gap:18px}
.tel{display:flex; flex-direction:column; text-decoration:none; line-height:1.25}
.tel small{font-size:.68rem; color:var(--on-forest-mute); letter-spacing:.05em}
.tel b{font-family:"IBM Plex Mono",monospace; font-size:1rem; font-weight:500; color:var(--on-forest)}
.btn{
  display:inline-block; font:500 .9rem/1 "IBM Plex Sans",sans-serif; padding:14px 22px;
  border-radius:var(--r); text-decoration:none; cursor:pointer; border:1px solid transparent;
  transition:background .16s,transform .16s,border-color .16s;
}
.btn-p{background:var(--lit-bright); color:#1A1008}
.btn-p:hover{background:var(--lit); color:#fff}
.btn-o{background:transparent; color:var(--on-forest); border-color:rgba(255,255,255,.3)}
.btn-o:hover{border-color:var(--on-forest)}
.btn-d{background:var(--forest); color:var(--on-forest)}
.btn-d:hover{background:var(--forest-2)}
.btn:focus-visible{outline:2px solid var(--lit-bright); outline-offset:3px}
/* ============ HERO ============ */
.hero{position:relative; background:var(--forest); color:var(--on-forest); overflow:hidden; isolation:isolate}
.ridge{position:absolute; inset:auto 0 0 0; width:100%; height:66%; z-index:0; opacity:.9}
.glow{position:absolute; z-index:0; width:520px; height:520px; right:6%; bottom:-14%;
  background:radial-gradient(circle,rgba(200,135,58,.2) 0%,rgba(200,135,58,0) 68%); pointer-events:none}
.hero .wrap{position:relative; z-index:2; padding-top:78px; padding-bottom:88px}
.hero-grid{display:grid; grid-template-columns:1.06fr .94fr; gap:60px; align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:italic; color:var(--lit-bright)}
.hero .lede{color:var(--on-forest-mute); margin-top:22px; font-size:1.145rem; max-width:46ch}
.hero-cta{display:flex; gap:13px; margin-top:34px; flex-wrap:wrap}
.hero-note{margin-top:19px; font-size:.85rem; color:var(--on-forest-mute)}
/* report card */
.report{
  background:var(--surface); color:var(--ink-2); border-radius:5px; box-shadow:var(--shadow-lg);
  overflow:hidden; border:1px solid var(--line);
}
.rep-hd{display:flex; justify-content:space-between; align-items:flex-start; gap:14px;
  padding:17px 19px; border-bottom:1px solid var(--line); background:var(--surface-2)}
.rep-hd h4{font-family:"IBM Plex Sans",sans-serif; font-size:.94rem; font-weight:600; color:var(--ink); margin:0}
.rep-hd .mono{font-size:.715rem; color:var(--muted); display:block; margin-top:3px}
.stamp{font-family:"IBM Plex Mono",monospace; font-size:.66rem; letter-spacing:.06em; text-transform:uppercase;
  color:var(--ok); border:1px solid var(--ok); padding:4px 8px; border-radius:100px; white-space:nowrap}
.rep-thumbs{display:grid; grid-template-columns:repeat(3,1fr); gap:1px; background:var(--line)}
.thumb{aspect-ratio:4/3; background:var(--surface-2); position:relative; display:grid; place-items:center; overflow:hidden}
.thumb svg{width:100%; height:100%; display:block}
.thumb span{position:absolute; left:7px; bottom:6px; font-family:"IBM Plex Mono",monospace;
  font-size:.6rem; color:var(--muted); background:var(--surface); padding:2px 5px; border-radius:2px}
.rep-list{list-style:none; margin:0; padding:15px 19px 17px; display:flex; flex-direction:column; gap:9px}
.rep-list li{display:flex; align-items:flex-start; gap:10px; font-size:.885rem}
.rep-list .ck{flex:none; width:15px; height:15px; margin-top:3px; color:var(--ok)}
.rep-list .flag{color:var(--lit)}
.rep-ft{padding:13px 19px; border-top:1px solid var(--line); background:var(--surface-2);
  display:flex; justify-content:space-between; gap:12px; font-size:.775rem; color:var(--muted); flex-wrap:wrap}
/* ============ FACTS STRIP ============ */
.facts{background:var(--forest-2); color:var(--on-forest); border-top:1px solid rgba(255,255,255,.07)}
.facts-grid{display:grid; grid-template-columns:repeat(4,1fr); gap:1px; background:rgba(255,255,255,.09)}
.fact{background:var(--forest-2); padding:26px 24px}
.fact b{display:block; font-family:Newsreader,serif; font-size:1.55rem; color:#fff; font-weight:500; letter-spacing:-.015em}
.fact span{display:block; margin-top:5px; font-size:.845rem; color:var(--on-forest-mute); line-height:1.45}
/* ============ SECTIONS ============ */
section{padding:88px 0}
.sec-hd{max-width:66ch; margin-bottom:46px}
.sec-hd h2{margin-top:13px}
.sec-hd p{margin-top:17px}
.alt{background:var(--bg-alt)}
/* categories */
.cats{display:grid; grid-template-columns:repeat(2,1fr); gap:1px; background:var(--line); border:1px solid var(--line)}
.cat{background:var(--surface); padding:30px 28px 28px; display:flex; flex-direction:column; gap:13px;
  transition:background .18s; position:relative}
.cat:hover{background:var(--surface-2)}
.cat.wide{grid-column:1/-1}
.cat-top{display:flex; justify-content:space-between; align-items:flex-start; gap:18px}
.cat h3{color:var(--ink)}
.cat h3 small{display:block; font-family:"IBM Plex Sans",sans-serif; font-size:.79rem;
  font-weight:400; color:var(--muted); margin-top:4px; letter-spacing:0}
.price{font-family:"IBM Plex Mono",monospace; font-size:.815rem; color:var(--ink); white-space:nowrap;
  border:1px solid var(--line); padding:6px 10px; border-radius:var(--r); background:var(--bg-alt)}
.cat p{font-size:.93rem}
.cat ul{list-style:none; margin:2px 0 0; padding:0; display:flex; flex-direction:column; gap:6px}
.cat li{font-size:.87rem; color:var(--muted); padding-left:15px; position:relative}
.cat li::before{content:""; position:absolute; left:0; top:.62em; width:5px; height:1px; background:var(--lit)}
.cat .go{margin-top:auto; padding-top:15px; font-size:.87rem; color:var(--lit); text-decoration:none; font-weight:500}
.cat .go:hover{text-decoration:underline}
/* proof / verifiability */
.proof{display:grid; grid-template-columns:repeat(3,1fr); gap:26px}
.pcard{background:var(--surface); border:1px solid var(--line); border-radius:var(--r); padding:28px 26px;
  display:flex; flex-direction:column; gap:12px}
.pnum{font-family:"IBM Plex Mono",monospace; font-size:.7rem; letter-spacing:.1em; color:var(--lit)}
.pcard h3{font-size:1.08rem}
.pcard p{font-size:.905rem}
/* steps */
.steps{display:grid; grid-template-columns:repeat(4,1fr); gap:0; border-top:1px solid var(--line)}
.step{padding:28px 26px 0 0; border-right:1px solid var(--line); position:relative}
.step:last-child{border-right:none}
.step::before{content:""; position:absolute; top:-1px; left:0; width:34px; height:2px; background:var(--lit)}
.step b{display:block; font-family:"IBM Plex Mono",monospace; font-size:.7rem; letter-spacing:.1em;
  color:var(--muted); margin-bottom:9px}
.step h3{font-size:1.02rem; margin-bottom:7px}
.step p{font-size:.875rem}
/* region */
.region{display:grid; grid-template-columns:.95fr 1.05fr; gap:56px; align-items:center}
.map{border:1px solid var(--line); border-radius:var(--r); background:var(--surface); padding:8px}
.map svg{width:100%; height:auto; display:block; border-radius:2px}
.arealist{list-style:none; margin:24px 0 0; padding:0; display:grid; grid-template-columns:1fr 1fr; gap:11px 22px}
.arealist li{font-size:.9rem; display:flex; gap:9px; align-items:baseline}
.arealist i{font-style:normal; color:var(--lit); font-size:.72rem}
/* team */
.team{display:grid; grid-template-columns:1.15fr .85fr; gap:52px; align-items:center}
.photo-slot{aspect-ratio:4/3; border:1px dashed var(--muted); border-radius:var(--r);
  display:grid; place-items:center; text-align:center; padding:30px; background:var(--surface-2)}
.photo-slot p{font-size:.86rem; color:var(--muted); max-width:34ch}
.photo-slot .eyebrow{margin-bottom:9px}
/* pricing table */
.tbl-scroll{overflow-x:auto; border:1px solid var(--line); border-radius:var(--r); background:var(--surface)}
table{width:100%; border-collapse:collapse; min-width:620px}
th,td{text-align:left; padding:15px 20px; border-bottom:1px solid var(--line); font-size:.9rem}
th{font-family:"IBM Plex Mono",monospace; font-size:.7rem; letter-spacing:.1em; text-transform:uppercase;
  color:var(--muted); font-weight:500; background:var(--surface-2)}
td:first-child{color:var(--ink); font-weight:500}
td.num{font-family:"IBM Plex Mono",monospace; font-variant-numeric:tabular-nums; white-space:nowrap}
tbody tr:last-child td{border-bottom:none}
/* faq */
.faq{max-width:78ch; border-top:1px solid var(--line)}
details{border-bottom:1px solid var(--line)}
summary{padding:21px 0; cursor:pointer; font-family:Newsreader,serif; font-size:1.09rem; color:var(--ink);
  list-style:none; display:flex; justify-content:space-between; align-items:center; gap:20px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+"; font-family:"IBM Plex Mono",monospace; color:var(--lit); font-size:1.15rem; flex:none}
details[open] summary::after{content:"−"}
summary:focus-visible{outline:2px solid var(--lit); outline-offset:3px}
details p{padding:0 0 21px; font-size:.93rem; max-width:68ch}
/* contact */
.contact{background:var(--forest); color:var(--on-forest)}
.contact h2{color:#fff}
.contact .lede{color:var(--on-forest-mute)}
.cgrid{display:grid; grid-template-columns:1fr 1fr; gap:58px; align-items:start}
form{display:flex; flex-direction:column; gap:15px}
.field{display:flex; flex-direction:column; gap:6px}
.field label{font-size:.83rem; color:var(--on-forest-mute)}
.field input,.field select{
  font:400 .95rem/1 "IBM Plex Sans",sans-serif; padding:14px 15px; border-radius:var(--r);
  background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.19); color:#fff;
}
.field input::placeholder{color:rgba(255,255,255,.38)}
.field input:focus,.field select:focus{outline:2px solid var(--lit-bright); outline-offset:1px; border-color:transparent}
.field select option{background:var(--forest); color:#fff}
form .btn{margin-top:6px; text-align:center}
.formnote{font-size:.8rem; color:var(--on-forest-mute); margin-top:2px}
.cinfo{display:flex; flex-direction:column; gap:22px}
.cline{display:flex; flex-direction:column; gap:3px; padding-bottom:20px; border-bottom:1px solid rgba(255,255,255,.13)}
.cline:last-child{border-bottom:none; padding-bottom:0}
.cline small{font-size:.73rem; color:var(--on-forest-mute); letter-spacing:.06em; text-transform:uppercase;
  font-family:"IBM Plex Mono",monospace}
.cline b{font-size:1.06rem; font-weight:500; color:#fff}
.cline span{font-size:.88rem; color:var(--on-forest-mute)}
/* footer */
.fgrid{display:grid; grid-template-columns:1.5fr 1fr 1fr 1fr; gap:38px; padding-bottom:34px;
  border-bottom:1px solid rgba(255,255,255,.1)}
.fcol h4{font-family:"IBM Plex Mono",monospace; font-size:.7rem; letter-spacing:.11em; text-transform:uppercase;
  color:var(--on-forest); margin-bottom:14px; font-weight:500}
.fcol ul{list-style:none; margin:0; padding:0; display:flex; flex-direction:column; gap:8px}
.fcol a{text-decoration:none; transition:color .15s}
.fcol a:hover{color:var(--on-forest)}
.fbot{padding-top:24px; display:flex; justify-content:space-between; gap:20px; flex-wrap:wrap; font-size:.8rem}
@media (max-width:940px){
  .hero-grid,.region,.team,.cgrid{grid-template-columns:1fr; gap:44px}
  .facts-grid,.proof,.steps{grid-template-columns:repeat(2,1fr)}
  .step{border-right:none; padding-right:0}
  .cats{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  section{padding:68px 0}
}
@media (max-width:560px){
  .facts-grid,.proof,.steps,.arealist,.fgrid{grid-template-columns:1fr}
  .hdr{gap:16px}
  nav{display:none}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important; transition:none!important}}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0B1512; --bg-alt:#101D19; --surface:#13221E; --surface-2:#172925;
    --ink:#ECF2EF; --ink-2:#C3D0CA; --muted:#8B9C96; --line:#243630;
    --forest:#0A1714; --forest-2:#05100E;
    --lit:#D69A52; --lit-bright:#E4AC66; --lit-wash:#231A0F; --ok:#5EA37E;
    --shadow:0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.6);
    --shadow-lg:0 2px 4px rgba(0,0,0,.35), 0 24px 56px -24px rgba(0,0,0,.7);
  }
}
:root[data-theme="dark"]{
  --bg:#0B1512; --bg-alt:#101D19; --surface:#13221E; --surface-2:#172925;
  --ink:#ECF2EF; --ink-2:#C3D0CA; --muted:#8B9C96; --line:#243630;
  --forest:#0A1714; --forest-2:#05100E;
  --lit:#D69A52; --lit-bright:#E4AC66; --lit-wash:#231A0F; --ok:#5EA37E;
  --shadow:0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.6);
  --shadow-lg:0 2px 4px rgba(0,0,0,.35), 0 24px 56px -24px rgba(0,0,0,.7);
}
body{margin:0;background:var(--bg);color:var(--ink-2);
  font-family:"IBM Plex Sans",-apple-system,BlinkMacSystemFont,sans-serif;font-size:16.5px;line-height:1.62;
  -webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Newsreader,Georgia,serif;color:var(--ink);text-wrap:balance;margin:0;
  font-weight:500;letter-spacing:-.011em}
h1{font-size:clamp(2.4rem,5vw,3.75rem);line-height:1.05;letter-spacing:-.028em}
h2{font-size:clamp(1.8rem,3vw,2.45rem);line-height:1.14;letter-spacing:-.02em}
h3{font-size:1.16rem;line-height:1.3}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px}
.eyebrow{font-family:"IBM Plex Mono",monospace;font-size:.685rem;font-weight:500;letter-spacing:.15em;
  text-transform:uppercase;color:var(--muted)}
.lede{font-size:1.115rem;line-height:1.66;max-width:63ch}
.mono{font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums}
header{position:relative;z-index:50;background:var(--forest);color:var(--on-forest)}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:19px 0;flex-wrap:wrap}
.logo{display:flex;align-items:baseline;gap:9px;font-family:Newsreader,serif;font-size:1.3rem;
  color:var(--on-forest);text-decoration:none;letter-spacing:-.015em}
.logo i{font-style:normal;color:var(--lit-bright)}
nav{display:flex;gap:25px;flex-wrap:wrap}
nav a{font-size:.905rem;color:var(--on-forest-mute);text-decoration:none}
nav a[aria-current]{color:var(--lit-bright)}
.hdr-cta{display:flex;align-items:center;gap:18px}
.tel{display:flex;flex-direction:column;text-decoration:none;line-height:1.25}
.tel small{font-size:.68rem;color:var(--on-forest-mute);letter-spacing:.05em}
.tel b{font-family:"IBM Plex Mono",monospace;font-size:1rem;font-weight:500;color:var(--on-forest)}
.btn{display:inline-block;font:500 .9rem/1 "IBM Plex Sans",sans-serif;padding:14px 22px;border-radius:var(--r);
  text-decoration:none;cursor:pointer;border:1px solid transparent;transition:background .16s}
.btn-p{background:var(--lit-bright);color:#1A1008}
.btn-p:hover{background:var(--lit);color:#fff}
.btn-o{background:transparent;color:var(--on-forest);border-color:rgba(255,255,255,.3)}
.btn-d{background:var(--forest);color:var(--on-forest)}
.btn:focus-visible{outline:2px solid var(--lit-bright);outline-offset:3px}
.crumb{background:var(--forest);color:var(--on-forest-mute);font-size:.82rem;padding-bottom:4px}
.crumb a{text-decoration:none}
.hero{position:relative;background:var(--forest);color:var(--on-forest);overflow:hidden;isolation:isolate}
.ridge{position:absolute;inset:auto 0 0 0;width:100%;height:64%;z-index:0;opacity:.9}
.glow{position:absolute;z-index:0;width:520px;height:520px;right:4%;bottom:-16%;
  background:radial-gradient(circle,rgba(200,135,58,.2) 0%,rgba(200,135,58,0) 68%);pointer-events:none}
.hero .wrap{position:relative;z-index:2;padding-top:56px;padding-bottom:78px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.hero h1 em{font-style:italic;color:var(--lit-bright)}
.hero .lede{color:var(--on-forest-mute);margin-top:22px;max-width:47ch}
.hero-cta{display:flex;gap:13px;margin-top:32px;flex-wrap:wrap}
.hero-note{margin-top:19px;font-size:.85rem;color:var(--on-forest-mute)}
/* calendar card */
.cal{background:var(--surface);color:var(--ink-2);border-radius:5px;box-shadow:var(--shadow-lg);
  overflow:hidden;border:1px solid var(--line)}
.cal-hd{padding:16px 18px;border-bottom:1px solid var(--line);background:var(--surface-2);
  display:flex;justify-content:space-between;align-items:center;gap:12px}
.cal-hd b{font-family:"IBM Plex Sans",sans-serif;font-size:.92rem;color:var(--ink);font-weight:600}
.cal-hd span{font-family:"IBM Plex Mono",monospace;font-size:.7rem;color:var(--muted)}
.cal-body{padding:16px 18px}
.cal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:4px}
.cal-grid i{font-style:normal;font-family:"IBM Plex Mono",monospace;font-size:.6rem;color:var(--muted);
  text-align:center;padding-bottom:3px}
.d{aspect-ratio:1;display:grid;place-items:center;font-family:"IBM Plex Mono",monospace;font-size:.7rem;
  border-radius:2px;background:var(--surface-2);color:var(--muted)}
.d.g{background:rgba(61,122,93,.16);color:var(--ok)}
.d.o{background:rgba(200,135,58,.2);color:var(--lit);font-weight:500}
.cal-key{display:flex;gap:16px;flex-wrap:wrap;margin-top:14px;padding-top:13px;border-top:1px solid var(--line);
  font-size:.76rem;color:var(--muted)}
.cal-key span{display:flex;align-items:center;gap:6px}
.kd{width:11px;height:11px;border-radius:2px;flex:none}
.cal-ft{padding:12px 18px;border-top:1px solid var(--line);background:var(--surface-2);
  font-size:.78rem;color:var(--muted);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.facts{background:var(--forest-2);color:var(--on-forest);border-top:1px solid rgba(255,255,255,.07)}
.facts-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.09)}
.fact{background:var(--forest-2);padding:26px 24px}
.fact b{display:block;font-family:Newsreader,serif;font-size:1.5rem;color:#fff;font-weight:500}
.fact span{display:block;margin-top:5px;font-size:.84rem;color:var(--on-forest-mute);line-height:1.45}
section{padding:86px 0}
.sec-hd{max-width:66ch;margin-bottom:44px}
/* included */
.incl{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);
  border:1px solid var(--line)}
.ic{background:var(--surface);padding:26px 26px;display:flex;flex-direction:column;gap:9px}
.ic h3{font-size:1.05rem}
.ic p{font-size:.9rem}
.ic ul{list-style:none;margin:3px 0 0;padding:0;display:flex;flex-direction:column;gap:7px}
.ic li{font-size:.865rem;color:var(--muted);padding-left:15px;position:relative}
.ic li::before{content:"";position:absolute;left:0;top:.63em;width:6px;height:1px;background:var(--lit)}
/* seasons */
.seas{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--line)}
.se{padding:26px 24px 0 0;border-right:1px solid var(--line);position:relative}
.se:last-child{border-right:none;padding-right:0}
.se::before{content:"";position:absolute;top:-1px;left:0;width:34px;height:2px;background:var(--lit)}
.se b{display:block;font-family:"IBM Plex Mono",monospace;font-size:.68rem;letter-spacing:.11em;
  text-transform:uppercase;color:var(--muted);margin-bottom:10px}
.se h3{font-size:1.02rem;margin-bottom:9px}
.se ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:6px}
.se li{font-size:.855rem;color:var(--ink-2)}
/* economics */
.econ{display:grid;grid-template-columns:1.02fr .98fr;gap:52px;align-items:start}
.calc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;
  box-shadow:var(--shadow)}
.calc-hd{padding:16px 22px;background:var(--surface-2);border-bottom:1px solid var(--line)}
.calc-hd b{font-size:.93rem;color:var(--ink);font-weight:600}
.calc-hd span{display:block;font-size:.79rem;color:var(--muted);margin-top:2px}
.calc table{width:100%;border-collapse:collapse}
.calc td{padding:12px 22px;border-bottom:1px solid var(--line);font-size:.89rem}
.calc td.n{text-align:right;font-family:"IBM Plex Mono",monospace;font-variant-numeric:tabular-nums;
  white-space:nowrap}
.calc tr.sum td{font-weight:600;color:var(--ink);border-top:2px solid var(--line)}
.calc tr.pay td{background:var(--forest);color:#fff;font-weight:600;border:none}
.calc tr.pay td.n{color:var(--lit-bright);font-size:1.05rem}
.calc td small{display:block;color:var(--muted);font-size:.79rem;margin-top:2px}
.disc{margin-top:16px;font-size:.83rem;color:var(--muted);max-width:52ch}
/* yours */
.yours{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.yc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;
  display:flex;flex-direction:column;gap:10px}
.yc h3{font-size:1.04rem}
.yc p{font-size:.9rem}
/* diff */
.diff{display:flex;flex-direction:column;gap:0;border-top:1px solid var(--line)}
.dr{display:grid;grid-template-columns:.9fr 1.1fr;gap:34px;padding:24px 0;border-bottom:1px solid var(--line)}
.dr h3{font-size:1.06rem}
.dr p{font-size:.93rem}
.faq{max-width:78ch;border-top:1px solid var(--line)}
summary{padding:21px 0;cursor:pointer;font-family:Newsreader,serif;font-size:1.09rem;color:var(--ink);
  list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px}
summary::after{content:"+";font-family:"IBM Plex Mono",monospace;color:var(--lit);font-size:1.15rem;flex:none}
summary:focus-visible{outline:2px solid var(--lit);outline-offset:3px}
details p{padding:0 0 21px;font-size:.93rem;max-width:68ch}
.cta{background:var(--forest);color:var(--on-forest)}
.cta h2{color:#fff}
.cta-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.cta .lede{color:var(--on-forest-mute)}
.cbox{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);
  padding:26px 28px;display:flex;flex-direction:column;gap:17px}
.cline{display:flex;flex-direction:column;gap:3px}
.cline small{font-family:"IBM Plex Mono",monospace;font-size:.68rem;letter-spacing:.09em;
  text-transform:uppercase;color:var(--on-forest-mute)}
.cline b{font-size:1.14rem;font-weight:500;color:#fff}
.cline span{font-size:.86rem;color:var(--on-forest-mute)}
.sitefoot{background:var(--forest-2);color:var(--on-forest-mute);padding:46px 0 32px;font-size:.86rem}
.flinks{display:flex;gap:26px;flex-wrap:wrap}
.flinks a{text-decoration:none}
.flinks a:hover{color:var(--on-forest)}
.fbot{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:.8rem;
  border-top:1px solid rgba(255,255,255,.1);padding-top:22px;margin-top:22px}
@media (max-width:940px){
  .hero-grid,.econ,.cta-grid,.dr{grid-template-columns:1fr;gap:38px}
  .incl,.yours{grid-template-columns:1fr}
  .facts-grid,.seas{grid-template-columns:repeat(2,1fr)}
  .se{border-right:none;padding-right:0}
  section{padding:64px 0}
  nav{display:none}
}
@media (max-width:560px){.facts-grid,.seas{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
/* annotations */
.anno{display:none}
/* header */
header{position:relative;z-index:50;background:var(--forest);color:var(--on-forest)}
/* breadcrumb */
.crumb{background:var(--forest);color:var(--on-forest-mute);font-size:.82rem;padding-bottom:4px}
.crumb a:hover{color:var(--on-forest)}
/* hero */
.hero{position:relative;background:var(--forest);color:var(--on-forest);overflow:hidden;isolation:isolate}
.hero .wrap{position:relative;z-index:2;padding-top:56px;padding-bottom:80px}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:58px;align-items:center}
.report{background:var(--surface);color:var(--ink-2);border-radius:5px;box-shadow:var(--shadow-lg);
  overflow:hidden;border:1px solid var(--line)}
.rep-hd{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;padding:16px 18px;
  border-bottom:1px solid var(--line);background:var(--surface-2)}
.rep-hd h4{font-family:"IBM Plex Sans",sans-serif;font-size:.92rem;font-weight:600;color:var(--ink);margin:0}
.rep-hd .mono{font-size:.7rem;color:var(--muted);display:block;margin-top:3px}
.stamp{font-family:"IBM Plex Mono",monospace;font-size:.64rem;letter-spacing:.06em;text-transform:uppercase;
  color:var(--ok);border:1px solid var(--ok);padding:4px 8px;border-radius:100px;white-space:nowrap}
.rep-thumbs{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line)}
.thumb{aspect-ratio:4/3;background:var(--surface-2);position:relative;overflow:hidden}
.thumb svg{width:100%;height:100%;display:block}
.thumb span{position:absolute;left:6px;bottom:5px;font-family:"IBM Plex Mono",monospace;font-size:.58rem;
  color:var(--muted);background:var(--surface);padding:2px 5px;border-radius:2px}
.rep-list{list-style:none;margin:0;padding:14px 18px 16px;display:flex;flex-direction:column;gap:8px}
.rep-list li{display:flex;align-items:flex-start;gap:10px;font-size:.865rem}
.rep-list svg{flex:none;width:14px;height:14px;margin-top:3px;color:var(--ok)}
.rep-list li.w svg{color:var(--lit)}
.rep-ft{padding:12px 18px;border-top:1px solid var(--line);background:var(--surface-2);
  display:flex;justify-content:space-between;gap:12px;font-size:.755rem;color:var(--muted);flex-wrap:wrap}
/* problem cards */
.probs{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.prob{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;
  display:flex;flex-direction:column;gap:11px}
.prob .num{font-family:"IBM Plex Mono",monospace;font-size:1.6rem;color:var(--lit);font-weight:500;
  letter-spacing:-.02em;line-height:1}
.prob h3{font-size:1.04rem}
.prob p{font-size:.9rem}
.prob cite{font-style:normal;font-size:.775rem;color:var(--muted);margin-top:auto;padding-top:8px}
/* is / isn't */
.isnt{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);border-radius:var(--r);
  overflow:hidden}
.isnt > div{padding:30px 28px;background:var(--surface)}
.isnt > div:first-child{border-right:1px solid var(--line)}
.isnt h3{margin-bottom:16px;display:flex;align-items:center;gap:9px}
.isnt h3 span{font-family:"IBM Plex Mono",monospace;font-size:.68rem;letter-spacing:.09em;
  text-transform:uppercase;padding:4px 9px;border-radius:100px;font-weight:500}
.tag-y{color:var(--ok);border:1px solid var(--ok)}
.tag-n{color:var(--muted);border:1px solid var(--line)}
.isnt ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}
.isnt li{font-size:.92rem;padding-left:17px;position:relative}
.isnt li::before{content:"";position:absolute;left:0;top:.66em;width:7px;height:1px;background:var(--lit)}
.isnt div:last-child li::before{background:var(--muted)}
/* checklist columns */
.cols{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.col h3{font-family:"IBM Plex Sans",sans-serif;font-size:.93rem;font-weight:600;color:var(--ink);
  padding-bottom:9px;border-bottom:2px solid var(--lit-bright);margin-bottom:13px}
.col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
.col li{font-size:.885rem;display:flex;gap:9px;align-items:flex-start}
.col svg{flex:none;width:13px;height:13px;margin-top:4px;color:var(--ok)}
/* insurance */
.ins{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:start}
.quote{border-left:2px solid var(--lit);padding:4px 0 4px 20px;font-family:Newsreader,serif;
  font-size:1.2rem;line-height:1.45;color:var(--ink);font-style:italic}
.quote footer{font-family:"IBM Plex Sans",sans-serif;font-size:.82rem;font-style:normal;
  color:var(--muted);margin-top:11px}
.factbox{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:24px 26px}
.factbox h3{font-size:1.06rem;margin-bottom:14px}
.factbox dl{margin:0;display:flex;flex-direction:column;gap:13px}
.factbox dt{font-size:.88rem;color:var(--ink);font-weight:600}
.factbox dd{margin:3px 0 0;font-size:.87rem;color:var(--ink-2)}
/* pricing */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.plan{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:28px 26px;
  display:flex;flex-direction:column;gap:14px}
.plan.hi{border-color:var(--lit);box-shadow:var(--shadow)}
.plan .tagline{font-family:"IBM Plex Mono",monospace;font-size:.66rem;letter-spacing:.1em;
  text-transform:uppercase;color:var(--lit)}
.plan h3{font-size:1.12rem}
.pnum{font-family:Newsreader,serif;font-size:2.1rem;color:var(--ink);letter-spacing:-.02em;line-height:1}
.pnum small{font-family:"IBM Plex Sans",sans-serif;font-size:.85rem;color:var(--muted);font-weight:400}
.plan ul{list-style:none;margin:4px 0 0;padding:0;display:flex;flex-direction:column;gap:8px}
.plan li{font-size:.875rem;padding-left:16px;position:relative;color:var(--ink-2)}
.plan li::before{content:"";position:absolute;left:0;top:.65em;width:6px;height:1px;background:var(--lit)}
.plan .btn{margin-top:auto;text-align:center}
.extras{margin-top:22px;font-size:.87rem;color:var(--muted)}
/* faq */
.faq{max-width:78ch;border-top:1px solid var(--line)}
/* cta */
.cta{background:var(--forest);color:var(--on-forest)}
.cline b{font-size:1.16rem;font-weight:500;color:#fff}
@media (max-width:940px){
  .hero-grid,.ins,.cta-grid{grid-template-columns:1fr;gap:42px}
  .probs,.cols,.plans{grid-template-columns:1fr}
  .isnt{grid-template-columns:1fr}
  .isnt > div:first-child{border-right:none;border-bottom:1px solid var(--line)}
  section{padding:64px 0}
  nav{display:none}
}
:root{
  --bg:#FBFCFB; --bg-alt:#EFF2F0; --surface:#FFFFFF; --surface-2:#F6F8F7;
  --ink:#0F1E1A; --ink-2:#36473F; --muted:#6E7F79; --line:#DCE3DF;
  --forest:#16302A; --forest-2:#0B1D19; --on-forest:#E7EEEA; --on-forest-mute:#9BB0A7;
  --lit:#A86B24; --lit-bright:#C8873A; --lit-wash:#F5EADB;
  --ok:#3D7A5D; --alert:#9C4A2F; --alert-wash:#F7E9E4;
  --shadow:0 1px 2px rgba(15,30,26,.04), 0 8px 24px -12px rgba(15,30,26,.18);
  --r:3px; --maxw:1180px; --col:672px;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --bg:#0B1512; --bg-alt:#101D19; --surface:#13221E; --surface-2:#172925;
    --ink:#ECF2EF; --ink-2:#C3D0CA; --muted:#8B9C96; --line:#243630;
    --forest:#0A1714; --forest-2:#05100E;
    --lit:#D69A52; --lit-bright:#E4AC66; --lit-wash:#231A0F;
    --ok:#5EA37E; --alert:#D98D6F; --alert-wash:#2A1712;
    --shadow:0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.6);
  }
}
:root[data-theme="dark"]{
  --bg:#0B1512; --bg-alt:#101D19; --surface:#13221E; --surface-2:#172925;
  --ink:#ECF2EF; --ink-2:#C3D0CA; --muted:#8B9C96; --line:#243630;
  --forest:#0A1714; --forest-2:#05100E;
  --lit:#D69A52; --lit-bright:#E4AC66; --lit-wash:#231A0F;
  --ok:#5EA37E; --alert:#D98D6F; --alert-wash:#2A1712;
  --shadow:0 1px 2px rgba(0,0,0,.3), 0 8px 24px -12px rgba(0,0,0,.6);
}
h1,h2,h3,h4{font-family:Newsreader,Georgia,serif;color:var(--ink);text-wrap:balance;margin:0;
  font-weight:500;letter-spacing:-.014em}
h1{font-size:clamp(2.3rem,4.6vw,3.4rem);line-height:1.07;letter-spacing:-.028em}
h2{font-size:1.72rem;line-height:1.2}
h3{font-size:1.14rem}
header{background:var(--forest);color:var(--on-forest)}
.logo{font-family:Newsreader,serif;font-size:1.3rem;color:var(--on-forest);text-decoration:none;
  letter-spacing:-.015em}
/* article head */
.arthead{background:var(--forest);color:var(--on-forest);padding:14px 0 62px}
.crumb{font-size:.82rem;color:var(--on-forest-mute);margin-bottom:30px}
.artmeta{display:flex;gap:20px;flex-wrap:wrap;font-family:"IBM Plex Mono",monospace;font-size:.7rem;
  letter-spacing:.09em;text-transform:uppercase;color:var(--on-forest-mute);margin-bottom:20px}
.artmeta .cat{color:var(--lit-bright)}
.arthead h1{color:#fff;max-width:20ch}
.perex{font-size:1.2rem;line-height:1.6;color:var(--on-forest-mute);max-width:60ch;margin-top:22px}
.byline{margin-top:30px;padding-top:20px;border-top:1px solid rgba(255,255,255,.14);
  display:flex;gap:24px;flex-wrap:wrap;font-size:.85rem;color:var(--on-forest-mute)}
.byline b{color:#fff;font-weight:500}
/* article body */
.artwrap{max-width:var(--maxw);margin:0 auto;padding:56px 28px 70px;
  display:grid;grid-template-columns:minmax(0,var(--col)) 1fr;gap:56px;align-items:start}
article{min-width:0}
article > p{font-size:1.06rem;line-height:1.72;margin-bottom:20px}
article h2{margin:44px 0 16px}
article h3{margin:30px 0 11px}
article ul,article ol{margin:0 0 22px;padding-left:22px;display:flex;flex-direction:column;gap:9px}
article li{font-size:1.02rem;line-height:1.62}
article strong{color:var(--ink)}
.first::first-letter{font-family:Newsreader,serif;font-size:3.3rem;line-height:.86;float:left;
  padding:5px 10px 0 0;color:var(--lit)}
.callout{background:var(--surface);border:1px solid var(--line);border-left:2px solid var(--lit);
  border-radius:0 var(--r) var(--r) 0;padding:20px 22px;margin:28px 0}
.callout h3{font-size:1.04rem;margin:0 0 9px}
.callout p{font-size:.95rem;margin-bottom:0}
.callout.alert{border-left-color:var(--alert);background:var(--alert-wash)}
.callout.alert h3{color:var(--alert)}
.factlist{list-style:none;margin:0 0 24px;padding:0;border-top:1px solid var(--line)}
.factlist li{padding:14px 0;border-bottom:1px solid var(--line);display:grid;
  grid-template-columns:auto 1fr;gap:14px;align-items:start;font-size:.98rem}
.factlist .k{font-family:"IBM Plex Mono",monospace;font-size:.76rem;letter-spacing:.06em;
  text-transform:uppercase;color:var(--muted);padding-top:3px;white-space:nowrap}
.srcs{margin-top:44px;padding-top:24px;border-top:1px solid var(--line)}
.srcs h3{font-family:"IBM Plex Sans",sans-serif;font-size:.75rem;letter-spacing:.11em;text-transform:uppercase;
  color:var(--muted);font-weight:600;margin-bottom:14px}
.srcs ol{padding-left:20px;display:flex;flex-direction:column;gap:8px}
.srcs li{font-size:.86rem;color:var(--muted);line-height:1.5}
/* sidebar */
.side{position:sticky;top:70px;display:flex;flex-direction:column;gap:22px}
.sbox{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 22px}
.sbox h3{font-family:"IBM Plex Sans",sans-serif;font-size:.73rem;letter-spacing:.11em;text-transform:uppercase;
  color:var(--muted);font-weight:600;margin-bottom:13px}
.sbox p{font-size:.9rem}
.sbox ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.sbox li{font-size:.88rem;display:flex;gap:9px;align-items:flex-start}
.sbox svg{flex:none;width:13px;height:13px;margin-top:4px;color:var(--ok)}
.sbox li.no svg{color:var(--alert)}
.verif{background:var(--forest);color:var(--on-forest)}
.verif h3{color:var(--on-forest-mute)}
.verif p{color:var(--on-forest-mute);font-size:.87rem}
.verif b{color:#fff}
.ctabox{background:var(--lit-wash);border-color:var(--lit)}
.ctabox h3{color:var(--lit)}
.ctabox p{margin-bottom:15px}
.artcta{background:var(--bg-alt);border-top:1px solid var(--line)}
.artcta .wrap{padding-top:56px;padding-bottom:56px;display:grid;grid-template-columns:1.2fr .8fr;
  gap:40px;align-items:center}
.artcta h2{margin-bottom:12px}
.artcta p{font-size:1.02rem;max-width:56ch}
.more{padding:60px 0 70px}
.mgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:30px}
.mc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px 22px;
  display:flex;flex-direction:column;gap:9px}
.mc .cat{font-family:"IBM Plex Mono",monospace;font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--lit)}
.mc h3{font-size:1.04rem}
.mc p{font-size:.88rem;color:var(--muted)}
/* internal plan */
.plan-int{background:var(--forest-2);color:var(--on-forest);padding:56px 0}
.ptable{width:100%;border-collapse:collapse;margin-top:28px}
.ptable th,.ptable td{text-align:left;padding:13px 16px;border-bottom:1px solid rgba(255,255,255,.12);
  font-size:.89rem;vertical-align:top}
.ptable th{font-family:"IBM Plex Mono",monospace;font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;
  color:var(--on-forest-mute);font-weight:500}
.ptable td{color:var(--on-forest-mute)}
.ptable td:first-child{color:#fff;font-weight:500}
.ptable .pri{font-family:"IBM Plex Mono",monospace;color:var(--lit-bright);white-space:nowrap}
.tbl-scroll{overflow-x:auto}
.sitefoot{background:var(--forest-2);color:var(--on-forest-mute);padding:46px 0 32px;font-size:.86rem;
  border-top:1px solid rgba(255,255,255,.09)}
@media (max-width:940px){
  .artwrap{grid-template-columns:1fr;gap:38px}
  .side{position:static}
  .artcta .wrap,.mgrid{grid-template-columns:1fr}
  nav{display:none}
}